Solution Architect (f/m/x) Payment platform

WHAT WE DO Picture the car of the future. Does it fly? Does it look like the one from that famous 80s movie?  We believe the car of the future is already here—and it’s a connected vehicle that can be used as a payment device. Here at Mercedes pay, we enable seamless, secure, and trustworthy payments across the entire Mercedes-Benz ecosystem. We develop sleek new payment products & solutions to provide customers with an effortless, convenient user experience; not just via an app or web browser, but even in-car. The car as a payment device? We made it happen!  Mercedes-Benz is known for its legacy, but innovation and legacy are not mutually exclusive—quite the contrary. Our mission is to empower innovation within one of the top luxury car brands worldwide, helping it continue to pioneer the automotive industry. To sum it up, we are the FinTech branch or knowledge hub for payments within Mercedes-Benz.ABOUT MERCEDES PAY Mercedes pay launched in its first market in 2018 and is now active in more than 40 countries on five continents, enabling transaction processing for Mercedes-Benz products and services. Depending on the market, Mercedes pay may act as the technical payment gateway for transaction processing from Mercedes me store, the Mercedes me app, in-car payments and may even support online vehicle sales. This is how Mercedes pay directly contributes to the mobility and digitalization strategy of Mercedes-Benz Group AG. Mercedes pay is a wholly owned subsidiary of Mercedes-Benz AG with offices in Berlin, Stuttgart, and Farmington Hills (USA). 2023 has already been a big year—we launched full online vehicle payments in the UK and introduced native in-car payments in Germany, an industry-first feature by which users can pay directly by fingerprint inside their car. We are an inclusive, passionate, and diverse team of people. Being solution-oriented, agile, and dynamic is in our blood. We learn best by leaping into cold water from time to time, by doing rather than deliberating, and we trust in our teammates’ abilities & willingness to learn. We like to make things happen, and we’re more interested in finding solutions than sulking at inconveniences. Since we are still building new processes alongside new products, new joiners have the opportunity to make as much impact as our most seasoned veterans. We really love a lively exchange of ideas, whether a teammate’s been with us for two days or ten years. And, frankly, fresh energy is always welcome.YOUR DAY AT GLANCE

You will shape innovative software and system architectures for the Mercedes pay payment platform and its customer-facing products.

You will translate business, functional, and non-functional requirements into clear architecture decisions and scalable solution designs.

You will design, validate, and continuously evolve robust solutions that align with current needs and future requirements.

You will assess existing systems, infrastructure, and business processes to identify improvement opportunities and ensure smooth integration into the overall system landscape.

You will define the platform’s architecture, including components, interfaces, data flows, and the right technologies, platforms, and tools.

You will collaborate closely with stakeholders as well as Solution, Enterprise, Cloud, and Security Architects to develop right-fit solutions.

You will work with external development teams to ensure architectural consistency, quality standards, and best practices.

You will communicate complex topics in a clear way and document key solution decisions to share knowledge across the team.

What You Bring to the Table: 

You have a degree in Computer Science or a similar field, as well as more than 5 years of experience as a Solution Architect in software product development.

You have hands-on experience integrating payment platforms, PSPs, and gateway services into merchant checkout implementations (front-end to back-end)

You have hands-on experience designing or operating payment systems: payment gateway services, tokenization, authorization flows, settlement/reconciliation

You have deep familiarity with payment industry standards and PSP API ecosystems

You have knowledge of regulatory and compliance requirements for payments: PCI DSS, PSD2/SCA, AML/KYC basics — and practical experience embedding these into solutions

You have worked in Agile environments and enjoy collaborating with cross-functional teams.

You bring an understanding of FinTech and payment solutions, which would be a real plus for this role.

You have solid technical know-how in microservices, event-driven architectures, and engineering practices such as Domain-Driven Design (DDD), DevOps, and CI/CD.

You have hands‑on experience with tools and technologies such as Jira, GitHub, Datadog, Kafka, Kubernetes and Terraform

You bring some exposure to information security, and certifications such as (ISC)² CCSP or CISSP would be a plus.

You can bring innovative technologies into a corporate environment and turn fresh ideas into practical solutions.

You bring strong teamwork and communication skills and stay calm, structured, and solution-oriented, even in challenging situations.     OUR OFFER TO YOU ·       Modern and dynamic work environment ·       Flexible and mobile working ·       Attractive fitness offer ·       Numerous employee discounts ·       Excellent infrastructure This is a full-time job (also suitable for part-time). We particularly welcome applications from disabled persons. Please apply online via www.group.mercedes-benz.com/careers (ID:MER0003ZHV). For questions, please don’t hesitate to contact the HR Team of Mercedes pay GmbH: career_mercedespay@mercedes-benz.com